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Motorcycle Insurance

What does South Carolina Consider a Motorcycle?

To many of us, it is obvious what a motorcycle is however every state must clearly define what they consider to be a motorcycle.  In South Carolina, a motorcycle is defined as:

“Any motor vehicle having no more than three permanent functional wheels in contact with the ground to include detachable side cars; having a saddle type seat for the operator; and having handlebars or a motorcycle type steering device; and an engine with piston displacement of 50 cc or larger and produces more than 1.5 bhp; excluding a tractor or automotive three-wheel vehicle.”

South Carolina Motorcycle Insurance requirements

South Carolina requires the following minimum insurance coverage limits:

  • $25,000 for death or bodily injury to one person
  • $50,000 for death or bodily injury to two or more persons
  • $25,000 for damage or destruction of property


Whether you are a new rider or a seasoned rider, knowing the you and your bike is protected with insurance coverage will give you the Peace of Mind You Deserve.   We offer competitive rates with some of the best insurance carriers.

We can get you low cost insurance for all types of motorcycles, including:

  • Sport Bikes
  • Sport Touring Bikes
  • Race Bikes
  • Cruisers
  • Trikes
  • Choppers
  • Motocross & Dirt Bikes
  • Enduro Motorcycles
  • Scooters
  • Mopeds
  • Snowmobiles

We also insure ATV’s


Ready to insure your motorcycle, Contact Us TODAY!